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Probably more of a red-pen rant than a bank rant... - dorsetgirl
March 8th, 2013
10:56 am
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Probably more of a red-pen rant than a bank rant...
Just got an email from PayPal:

Dear < Ms DG >

Your debit or credit card that ends in xxxx will expire soon.

To avoid any interruption to your service, please log in to your PayPal account and go to your Profile to update your credit card expiry date.


Yours sincerely,
PayPal

~ ~ ~

Right. Because mucking about with the expiry date is going to do anything other than ensure the card doesn't get accepted anyway. Maybe I'll choose an expiry date ten years away to save having to worry about it again for a while. On second thoughts, that won't work, because it's a debit card, and they're only asking me to change the expiry date on my credit card.

OK, when even my autistic son tells me I take things too literally I have to believe it's so, but seriously - they're paying people to write these things, so why not insist they do it properly?

Mind you, I'm not looking forward to this card running out. Apart from the worry of what happens if the new one doesn't turn up in time, I've had this one for three years and know all the info off by heart. I used to be forever getting to the shops and not having my card because I'd left the damn thing by the computer from paying stuff online, but it's so much easier when the card stays safely in my bag and I just rattle off the numbers from memory.

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From:gritsinmisery
Date:March 8th, 2013 12:51 pm (UTC)
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Are you certain that's from PayPal? Because I've received emails like that before, and I don't even have an account.

I don't know about PayPal, but most sites that keep your card information will just let you update the first time you're on after the card expires with no grief, and don't generally email about soon-to-be-expiring cards. I'd be really, really leery of this, and unless you are a seller, ignore it completely.
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From:dorsetgirl
Date:March 8th, 2013 01:07 pm (UTC)
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Oh, great! The email actually quoted the last four digits of the card number, and didn't provide a link to click, so I assumed it was genuine - the card really is about to expire.

I'm ignoring it anyway because I never use my PayPal account, but from what you say maybe I need to change some passwords and stuff pronto. Just what I need.
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From:gritsinmisery
Date:March 8th, 2013 02:10 pm (UTC)
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No, if they had the digits on your card and no links in the email, you're probably safe. The phishing emails always have two or three links in them to send you to where they can grab your info.

Like I said, I don't have a PayPal account (Hubs does, and I make him order whenever I need to use it) so I don't know what their policies are. I would imagine they do that so that sellers don't miss out on any payments made to them.

Of course, it never hurts to update passwords and such.
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